As travelers we are very quickly thrown into a diversity of cultures and have to mesh with different backgrounds. It is not an easy task to know what to say and how to act without offending someone while abroad.
One of the first things you do when planning your trip is to tell your bank that you'll be traveling and the dates/countries where you'll be. The last thing you want is your bank freezing your credit because they see foreign activity on your ATM card. Make sure to get your bank's international number loaded into your phone so you have a toll-free number you can call overseas to report any loss immediately.